Mortgages – US Bank Regulatory News

Consumer Financial Protection Bureau Releases Qualified Mortgage ANPR

The Consumer Financial Protection Bureau today issued an Advance Notice of Proposed Rulemaking (ANPR) seeking information relating to the expiration of the temporary qualified mortgage provision applicable to certain mortgage loans eligible for mortgages purchased or guaranteed by the Government Sponsored Enterprises (GSEs), Fannie Mae and Freddie Mac, in the Bureau’s Ability to Repay/Qualified Mortgage (ATR/QM) Rule.

CFPB Extends Comment Period For ANPR on HMDA Data Points

The Consumer Financial Protection Bureau (Bureau) announced today that it is extending the comment period on its Advance Notice of Proposed Rulemaking (ANPR) relating to the Home Mortgage Disclosure Act (HMDA).

Consumer Financial Protection Bureau Proposes Changes to HMDA Rules

The Consumer Financial Protection Bureau (Bureau) today issued a Notice of Proposed Rulemaking (NPRM), which proposes to raise the coverage thresholds for collecting and reporting data about closed-end mortgage loans and open-end lines of credit under …

New research report on student loan repayment and broader household borrowing

New research report detailing how borrowers are paying off their student
loans, what they do after, and what it might mean for their personal finances
and the broader economy.

New research report detailing how borrowers are paying off their student loans, what they do after, and what it might mean for their personal finances and the broader economy.